This is my paycheck routine. I've tried a few budgeting techniques (zero-based budget, cash only, etc) and have found I budget best with some money flexibility so I combined a 50/50 budget with Value-Based Spending. Not the best combo for someone still trying to fix their finances but remember, I earned my right to be financially fluid! Earlier in my financial journey, I did Cash Only system bc it was the best way to prevent overspending.